.site-header{z-index:50;background:var(--color-nav);color:var(--color-white);transition:box-shadow .2s var(--ease-soft);position:sticky;top:0}.site-header.is-scrolled{box-shadow:0 8px 24px #00000047}.site-header__bar{min-height:var(--header-h);justify-content:space-between;align-items:center;gap:24px;display:flex}.site-header__brand{align-items:center;display:inline-flex}.site-header__logo{width:auto;height:26px;display:block}.site-header__cta{flex:none;min-height:42px;padding-inline:18px;font-size:14px}.hero{background:radial-gradient(circle at 12% 20%,#8edb001f,#0000 36%),linear-gradient(#f7f7f7 0%,#f3f3f3 100%);overflow:clip}.hero__breadcrumb{background:var(--color-nav);border-top:1px solid #ffffff14}.hero__breadcrumb ol{min-height:36px;font-family:var(--font-display);flex-wrap:wrap;align-items:center;gap:8px;padding:6px 0;font-size:13px;font-weight:500;display:flex}.hero__breadcrumb li{color:var(--color-green);align-items:center;gap:8px;display:inline-flex}.hero__breadcrumb li+li:before{content:"›";color:#ffffff59;font-size:15px;line-height:1}.hero__crumb-muted{color:#ffffff73;cursor:default;pointer-events:none}.hero__grid{grid-template-columns:minmax(0,1.15fr) minmax(280px,.85fr);align-items:center;gap:clamp(28px,5vw,64px);padding:clamp(48px,7vw,88px) 0 clamp(56px,8vw,96px);display:grid}.hero__anim{animation:hero-in .7s var(--ease-out) both}.hero__anim--late{animation-delay:.12s}@keyframes hero-in{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}.hero__copy h1{max-width:12ch;color:var(--color-ink);font-size:clamp(34px,5vw,56px)}.hero__lead{max-width:38ch;color:var(--color-ink-soft);margin-top:20px;font-size:17px;line-height:1.65}.hero__card{background:var(--color-white);box-shadow:var(--shadow-card);border-radius:28px;padding:clamp(24px,3vw,36px)}.hero__card-title{font-family:var(--font-display);margin-bottom:18px;font-size:18px;font-weight:700}.hero__amount{font-family:var(--font-display);letter-spacing:-.03em;margin-bottom:28px;font-size:clamp(36px,5vw,48px);font-weight:700;line-height:1}.hero__slider input[type=range]{appearance:none;background:linear-gradient(90deg, var(--color-green) 0 var(--progress), #e4e4e4 var(--progress) 100%);border-radius:999px;outline:none;width:100%;height:6px}.hero__slider input[type=range]::-webkit-slider-thumb{appearance:none;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='12' viewBox='0 0 16 12'%3E%3Cpath d='M5 1 1 6l4 5M11 1l4 5-4 5' fill='none' stroke='%23292929' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 16px 12px no-repeat, var(--color-white);cursor:grab;width:36px;height:36px;transition:transform .15s var(--ease-out);border:1px solid #ececec;border-radius:50%;box-shadow:0 4px 14px #00000029}.hero__slider input[type=range]::-moz-range-thumb{background:var(--color-white);cursor:grab;border:1px solid #ececec;border-radius:50%;width:36px;height:36px;box-shadow:0 4px 14px #00000029}.hero__slider input[type=range]:active::-webkit-slider-thumb{cursor:grabbing;transform:scale(1.06)}.hero__slider input[type=range]:focus-visible::-webkit-slider-thumb{outline-offset:2px;outline:3px solid #8edb008c}.hero__range-labels{color:var(--color-muted);font-size:13px;font-family:var(--font-display);justify-content:space-between;margin:12px 0 28px;display:flex}@media (width<=900px){.hero__grid{grid-template-columns:1fr;padding-top:36px}.hero__copy h1{max-width:14ch}}@media (prefers-reduced-motion:reduce){.hero__anim,.hero__anim--late{animation:none}}.how__grid{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:start;gap:clamp(32px,5vw,72px);display:grid}.how__list{gap:18px;display:grid}.how__item{background:var(--color-surface-2);border:1px solid #efefef;border-radius:18px;grid-template-columns:56px 1fr;align-items:start;gap:16px;padding:18px 20px;display:grid}.how__item h3{margin-bottom:6px;font-size:18px}.how__item p{color:var(--color-ink-soft);font-size:15px;line-height:1.55}@media (width<=900px){.how__grid{grid-template-columns:1fr}}.compare__grid{grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);align-items:center;gap:clamp(28px,5vw,64px);display:grid}.compare__cta{margin-top:28px}.compare__panel{gap:20px;display:grid}.compare__image{aspect-ratio:16/10;object-fit:cover;width:100%;box-shadow:var(--shadow-soft);border-radius:24px}.compare__rates{gap:14px;display:grid}.compare__rate{background:var(--color-white);box-shadow:var(--shadow-soft);border-radius:16px;padding:16px 18px}.compare__rate-top{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:8px 16px;margin-bottom:10px;display:flex}.compare__rate-top strong{font-family:var(--font-display);font-size:22px}.compare__rate-top span{color:var(--color-muted);font-size:14px}.compare__bar{background:#ececec;border-radius:999px;height:8px;overflow:hidden}.compare__bar span{border-radius:inherit;transform-origin:0;height:100%;animation:grow-bar .9s var(--ease-out) both;display:block}.compare__rate--good .compare__bar span{background:var(--color-green)}.compare__rate--warn .compare__bar span{background:var(--color-rate-personal)}.compare__rate--bad .compare__bar span{background:var(--color-rate-card)}@keyframes grow-bar{0%{opacity:.4;transform:scaleX(.15)}to{opacity:1;transform:scaleX(1)}}@media (width<=900px){.compare__grid{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){.compare__bar span{animation:none}}.steps__head{max-width:720px;margin-bottom:clamp(36px,5vw,56px)}.steps__cta{margin-top:24px}.steps__layout{grid-template-columns:minmax(0,1fr) minmax(240px,.85fr);align-items:center;gap:clamp(28px,5vw,56px);display:grid}.steps__list{gap:16px;display:grid}.steps__item{border:1px solid var(--color-line);background:var(--color-white);border-radius:18px;grid-template-columns:48px 1fr;align-items:start;gap:16px;padding:20px;display:grid}.steps__num{background:var(--color-green-soft);width:48px;height:48px;color:var(--color-ink);font-family:var(--font-display);border-radius:50%;place-items:center;font-size:18px;font-weight:700;display:grid}.steps__item h3{margin-bottom:6px;font-size:20px}.steps__item p{color:var(--color-ink-soft);font-size:15px}.steps__visual{background:radial-gradient(circle at 30% 20%,#8edb0047,#0000 45%),linear-gradient(160deg,#1a1a1a,#2d2d2d);border-radius:28px;place-items:center;min-height:320px;padding:clamp(28px,4vw,48px);display:grid}.steps__visual img{filter:drop-shadow(0 18px 30px #00000059);width:min(100%,340px);animation:float-y 4.5s var(--ease-soft) infinite}@keyframes float-y{0%,to{transform:translateY(0)}50%{transform:translateY(-10px)}}@media (width<=900px){.steps__layout{grid-template-columns:1fr}.steps__visual{order:-1;min-height:260px}}@media (prefers-reduced-motion:reduce){.steps__visual img{animation:none}}.stats__title{max-width:18ch;margin-bottom:clamp(28px,4vw,44px)}.stats__grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.stats__item{background:var(--color-white);box-shadow:var(--shadow-soft);border-radius:22px;padding:clamp(24px,3vw,36px)}.stats__item h3{margin-bottom:8px;font-size:clamp(26px,3vw,34px)}.stats__item p{color:var(--color-muted);font-size:15px}@media (width<=760px){.stats__grid{grid-template-columns:1fr}}.faq__grid{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:start;gap:clamp(28px,5vw,64px);display:grid}.faq__item{border-bottom:1px solid var(--color-line)}.faq__trigger{text-align:left;width:100%;font-family:var(--font-display);color:var(--color-ink);justify-content:space-between;align-items:center;gap:16px;padding:20px 0;font-size:17px;font-weight:700;display:flex}.faq__icon{flex:none;width:22px;height:22px;position:relative}.faq__icon:before,.faq__icon:after{content:"";background:var(--color-ink);width:14px;height:2px;transition:transform .18s var(--ease-out), opacity .18s var(--ease-out);border-radius:2px;position:absolute;inset:50% auto auto 50%;transform:translate(-50%,-50%)}.faq__icon:after{transform:translate(-50%,-50%)rotate(90deg)}.faq__item.is-open .faq__icon:after{opacity:0;transform:translate(-50%,-50%)rotate(90deg)scaleX(0)}.faq__panel{padding-bottom:18px;overflow:hidden}.faq__panel[hidden]{display:none}.faq__panel p{color:var(--color-ink-soft);max-width:62ch;font-size:15px;line-height:1.65}@media (width<=900px){.faq__grid{grid-template-columns:1fr}}.blog__head{margin-bottom:clamp(28px,4vw,40px)}.blog__head .section-title{max-width:16ch}.blog__grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;display:grid}.blog__card{gap:14px;height:100%;display:grid}.blog__card img{aspect-ratio:16/10;object-fit:cover;border-radius:18px;width:100%}.blog__card h3{font-size:18px;line-height:1.35}@media (width<=900px){.blog__grid{grid-template-columns:1fr}}.footer{background:var(--color-nav);color:#ffffffdb;padding-top:clamp(48px,6vw,72px)}.footer__top{grid-template-columns:minmax(0,.9fr) minmax(0,1.4fr);gap:clamp(28px,5vw,64px);padding-bottom:clamp(36px,5vw,56px);display:grid}.footer__logo{width:auto;height:26px;margin-bottom:16px;display:block}.footer__brand p{color:#ffffffb3;max-width:36ch;font-size:14px;line-height:1.6}.footer__cols{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;display:grid}.footer__cols h3{color:var(--color-white);margin-bottom:14px;font-size:14px}.footer__cols a{color:#ffffffb8;transition:color .15s var(--ease-soft);padding:5px 0;font-size:14px;display:inline-block}.footer__cols a:hover{color:var(--color-green)}.footer__bottom{border-top:1px solid #ffffff1a}.footer__bottom-inner{color:#ffffff8c;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px 24px;min-height:64px;font-size:13px;display:flex}.footer__social{gap:16px;display:flex}.footer__social a:hover{color:var(--color-green)}@media (width<=900px){.footer__top,.footer__cols{grid-template-columns:1fr}}.sim-form{gap:8px;display:grid}.sim-form__progress{background:#ececec;border-radius:999px;height:6px;overflow:hidden}.sim-form__progress-bar{border-radius:inherit;height:100%;transition:width .24s var(--ease-out);background:linear-gradient(90deg,#8edb00,#6fbf00)}.sim-form__progress-label{font-family:var(--font-display);color:var(--color-muted);margin-bottom:10px;font-size:13px;font-weight:500}.sim-form__field{gap:8px;margin-top:8px;display:grid}.sim-form__field span{font-family:var(--font-display);color:var(--color-ink);font-size:15px;font-weight:700}.sim-form__field input,.sim-form__field select{width:100%;min-height:56px;color:var(--color-ink);font-family:var(--font-display);transition:border-color .16s var(--ease-soft), background-color .16s var(--ease-soft), box-shadow .16s var(--ease-soft);background:#f2f2f2;border:1px solid #0000;border-radius:14px;outline:none;padding:0 18px;font-size:16px;font-weight:500}.sim-form__field select{appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5 6 6.5 11 1.5' fill='none' stroke='%23292929' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-position:right 18px center;background-repeat:no-repeat;padding-right:44px}.sim-form__field input::placeholder{color:#9a9a9a;font-weight:400}.sim-form__field input:focus,.sim-form__field select:focus{background:#fff;border-color:#8edb00b3;box-shadow:0 0 0 4px #8edb002e}.sim-form__field.is-invalid input,.sim-form__field.is-invalid select{background:#fff7f6;border-color:#e85d4c}.sim-form__help{color:var(--color-muted);margin:0 0 4px;font-size:13px;line-height:1.45}.sim-form__help.is-error{color:#c64738}.sim-form__submit{min-height:56px;margin-top:14px;font-size:16px}.sim-form__submit:disabled{opacity:.72;cursor:wait}.sim-form__back{font-family:var(--font-display);color:#6fbf00;transition:color .15s var(--ease-soft);justify-self:center;margin-top:8px;padding:8px 12px;font-weight:700;display:inline-flex}.sim-form__back:hover{color:var(--color-ink)}.sim-form__legal{color:var(--color-muted);margin-top:10px;font-size:12px;line-height:1.55}.sim-form__legal a{color:var(--color-ink-soft);text-decoration:underline}.sim-form__more{font-family:var(--font-display);color:#6fbf00;justify-self:start;margin-top:4px;font-size:14px;font-weight:700}.sim-form--success{text-align:center;padding:18px 4px 8px}.sim-form--analysis{text-align:center;padding:28px 8px 12px}.sim-form__spinner{border:4px solid #e8f5c8;border-top-color:var(--color-green);border-radius:50%;width:52px;height:52px;margin:0 auto 18px;animation:.85s linear infinite sim-spin}@keyframes sim-spin{to{transform:rotate(360deg)}}.sim-form--analysis h2{margin-bottom:10px;font-size:24px}.sim-form__analysis-step{color:var(--color-ink-soft);min-height:1.5em;margin-bottom:22px}.sim-form__analysis-bar{background:#ececec;border-radius:999px;height:10px;margin-bottom:8px;overflow:hidden}.sim-form__analysis-fill{border-radius:inherit;background:linear-gradient(90deg,#8edb00,#6fbf00);height:100%;transition:width .22s ease-out}.sim-form__analysis-pct{font-family:var(--font-display);color:var(--color-muted);margin-bottom:22px;font-size:14px;font-weight:700}.sim-form__analysis-meta{text-align:left;grid-template-columns:1fr 1fr;gap:10px;display:grid}.sim-form__analysis-meta li{background:#f5f5f5;border-radius:14px;padding:12px 14px}.sim-form__analysis-meta span{color:var(--color-muted);margin-bottom:4px;font-size:12px;display:block}.sim-form__analysis-meta strong{font-family:var(--font-display);font-size:15px}.sim-form__success-icon{background:var(--color-green-soft);width:56px;height:56px;color:var(--color-ink);border-radius:50%;place-items:center;margin:0 auto 16px;font-size:24px;font-weight:700;display:grid}.sim-form--success h2{margin-bottom:12px;font-size:28px}.sim-form--success p{color:var(--color-ink-soft);margin-bottom:24px;line-height:1.6}.sim-form__success-actions{gap:10px;display:grid}.sim-form__ghost{min-height:44px;font-family:var(--font-display);color:#6fbf00;font-weight:700}@media (prefers-reduced-motion:reduce){.sim-form__spinner{border-top-color:var(--color-green);animation:none}}.simulate{background:radial-gradient(circle at 8% 0,#8edb001f,#0000 34%),linear-gradient(#fbfbfb 0%,#fff 42%);min-height:100vh}.simulate__header{z-index:20;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--color-line);background:#ffffffeb;position:sticky;top:0}.simulate__header-inner{align-items:center;width:min(100% - 40px,1100px);min-height:68px;margin:0 auto;display:flex}.simulate__brand img{width:auto;height:26px;display:block}.simulate__main{width:min(100% - 40px,1100px);margin:0 auto;padding:clamp(28px,5vw,56px) 0 clamp(48px,7vw,80px)}.simulate__grid{grid-template-columns:minmax(0,.95fr) minmax(320px,.9fr);align-items:start;gap:clamp(28px,5vw,64px);display:grid}.simulate__aside h1{max-width:14ch;margin-top:8px;font-size:clamp(28px,4vw,42px)}.simulate__lead,.simulate__hint{max-width:36ch;color:var(--color-ink-soft);margin-top:14px;font-size:16px;line-height:1.6}.simulate__hint{font-family:var(--font-display);color:var(--color-ink);font-weight:500}.simulate__visual{margin-bottom:8px}.simulate__art{object-fit:contain;width:min(100%,420px);height:auto;display:block}.simulate__perks{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:28px;display:grid}.simulate__perks li{background:var(--color-white);box-shadow:var(--shadow-soft);border:1px solid #ececec;border-radius:16px;padding:14px 12px}.simulate__perks span{color:var(--color-muted);margin-bottom:4px;font-size:12px;display:block}.simulate__perks strong{font-family:var(--font-display);color:var(--color-ink);font-size:16px}.simulate__trust{margin-top:24px}.simulate__award{align-items:center;gap:14px;max-width:420px;display:flex}.simulate__award img{flex:none;width:112px;height:auto;display:block}.simulate__award p{color:var(--color-ink-soft);margin:0;font-size:13px;line-height:1.45}.simulate__panel{background:var(--color-white);box-shadow:var(--shadow-card);border:1px solid #ececec;border-radius:28px;padding:clamp(22px,3vw,32px)}@media (width<=900px){.simulate__grid{grid-template-columns:1fr}.simulate__aside h1{max-width:16ch}.simulate__perks{grid-template-columns:1fr}.simulate__visual{display:none}}@font-face{font-family:Helvetica Now Display;src:url(/fonts/6a0638326da65d966e680ce1_HelveticaNowDisplay-Light.woff2)format("woff2");font-weight:300;font-style:normal;font-display:swap}@font-face{font-family:Helvetica Now Display;src:url(/fonts/6a06383252d49de276558eb9_HelveticaNowDisplay-Regular.woff2)format("woff2");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:Helvetica Now Display;src:url(/fonts/6a063832caf372ab561791e6_HelveticaNowDisplay-Medium.woff2)format("woff2");font-weight:500;font-style:normal;font-display:swap}@font-face{font-family:Helvetica Now Display;src:url(/fonts/6a06383214d723b1e21d6e68_HelveticaNowDisplay-Bold.woff2)format("woff2");font-weight:700;font-style:normal;font-display:swap}@font-face{font-family:Maison Neue Extended;src:url(/fonts/6a063832fb5dcba97286189f_MaisonNeueExtended-Light.woff2)format("woff2");font-weight:300;font-style:normal;font-display:swap}@font-face{font-family:Maison Neue Extended;src:url(/fonts/6a0638327351c683561bcafd_MaisonNeueExtended-Book.woff2)format("woff2");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:Maison Neue Extended;src:url(/fonts/6a0638324d144bf7f97e66cd_MaisonNeueExtended-Medium.woff2)format("woff2");font-weight:500;font-style:normal;font-display:swap}@font-face{font-family:Maison Neue Extended;src:url(/fonts/6a06383261b2c26bcdaff204_MaisonNeueExtended-Bold.woff2)format("woff2");font-weight:700;font-style:normal;font-display:swap}:root{--color-ink:#292929;--color-ink-soft:#4a4a4a;--color-muted:#6b6b6b;--color-line:#e6e6e6;--color-surface:#f5f5f5;--color-surface-2:#fafafa;--color-white:#fff;--color-black:#111;--color-nav:#0b0b0b;--color-green:#8edb00;--color-green-hover:#7bc400;--color-green-soft:#eefbd6;--color-rate-personal:#f0a500;--color-rate-card:#e85d4c;--font-display:"Helvetica Now Display", "Helvetica Neue", Helvetica, Arial, sans-serif;--font-body:"Maison Neue Extended", "Helvetica Neue", Helvetica, Arial, sans-serif;--radius-sm:8px;--radius-md:16px;--radius-lg:24px;--radius-pill:999px;--shadow-card:0 12px 40px #1111111a;--shadow-soft:0 4px 20px #1111110f;--container:1180px;--gutter:clamp(20px, 4vw, 40px);--header-h:72px;--ease-out:cubic-bezier(.22, 1, .36, 1);--ease-soft:cubic-bezier(.4, 0, .2, 1)}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--color-ink);background:var(--color-white);font-family:var(--font-body);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;font-size:16px;font-weight:400;line-height:1.55}img{max-width:100%;display:block}button,input{font:inherit}a{color:inherit;text-decoration:none}button{cursor:pointer;background:0 0;border:0}ul,ol{margin:0;padding:0;list-style:none}h1,h2,h3,h4{font-family:var(--font-display);letter-spacing:-.02em;color:var(--color-ink);margin:0;font-weight:700;line-height:1.15}p{margin:0}.container{width:min(100% - var(--gutter) * 2, var(--container));margin-inline:auto}.section{padding:clamp(64px,8vw,112px) 0}.section--surface{background:var(--color-surface)}.eyebrow{font-family:var(--font-display);letter-spacing:.08em;text-transform:uppercase;color:var(--color-muted);margin:0 0 12px;font-size:12px;font-weight:700}.section-title{max-width:18ch;font-size:clamp(28px,4vw,44px)}.section-lead{max-width:42ch;color:var(--color-ink-soft);margin-top:16px;font-size:17px;line-height:1.6}.btn{border-radius:var(--radius-pill);min-height:48px;font-family:var(--font-display);transition:background-color .18s var(--ease-soft), color .18s var(--ease-soft), transform .18s var(--ease-soft), box-shadow .18s var(--ease-soft);justify-content:center;align-items:center;gap:8px;padding:0 22px;font-size:15px;font-weight:700;line-height:1;display:inline-flex}.btn:active{transform:translateY(1px)}.btn--primary{background:var(--color-green);color:var(--color-ink)}.btn--primary:hover{background:var(--color-green-hover)}.btn--ghost{color:var(--color-white)}.btn--ghost:hover{color:var(--color-green)}.btn--block{width:100%}.reveal{opacity:0;transition:opacity .7s var(--ease-out), transform .7s var(--ease-out);transform:translateY(18px)}.reveal.is-visible{opacity:1;transform:translateY(0)}.reveal-delay-1{transition-delay:80ms}.reveal-delay-2{transition-delay:.16s}.reveal-delay-3{transition-delay:.24s}.visually-hidden{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal,.reveal.is-visible{opacity:1;transition:none;transform:none}.btn{transition:none}}
